Your financial ally in Colombia

Your home. Your terms. Your freedom.
Crenti gets you there.

Understand your money, improve your score, and take the first step toward what you want.

+50,000 Colombians moving toward their goals

Discover more

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active users

+0 pts

average score points gained

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financial products unlocked on average

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What if...?

Reducing utilization and paying on time are the highest-impact steps for your score.

COP $200.000
COP $0COP $1,000,000
45%
0%30% óptimo100%
49%

Approval probability

Projected score in 6 months

558

/ 850

Your path to the credit you deserve

01

Know

Connect your DataCrédito data and understand your real situation in minutes.

02

Analyze

Crenti identifies which factors affect your score and what to improve first.

03

Act

Follow personalized recommendations: lower utilization, pay on time, diversify.

04

Grow

Watch your score climb, unlock new products, and reach your financial goals.

Products you can get today

Based on profiles similar to yours. No commitments.

N

Nu Colombia Card

Credit card

No annual fee. 100% digital.

82%

estimated approval

Simulate
B

Bancolombia Personal Loan

Personal loan

Up to $50M COP. Rates from 1.4% monthly.

74%

estimated approval

Simulate
D

Davivienda Payroll Loan

Payroll loan

Direct payroll deduction.

68%

estimated approval

Simulate
N

Nequi Savings Account

Savings account

Free, digital, no lines.

95%

estimated approval

Simulate

Estimated probabilities based on your simulated profile. Not a guarantee of approval.

Your savings, with purpose.

Crenti analyzes your financial profile and finds the best CDTs and savings accounts for you — not for everyone.

CDTs with up to 14% annual yield — compared in real time
Emergency fund in 3 months
Savings connected to your life goals

Your best CDT today

Bancolombia CDT

90 días · desde $500k

13.2%

Davivienda CDT

180 días · desde $1M

12.8%

Nu CDT

Flexible · desde $50k

11.5%

Rates personalized for your profile · Updated today

Your money working. No complications.

You don't need to know about the stock market. Crenti analyzes your capacity and shows you exactly how to start — from COP 50,000.

Know your profile

Crenti evaluates your financial situation and defines your investor profile in 2 minutes.

Get your portfolio

Diversified funds selected based on your risk tolerance and goals.

Invest and grow

From COP 50,000. Real-time tracking. No hidden fees.

Did you know? Improving your credit score reduces your debt costs — and that extra money can become your first investment.

What's your next goal?

Understand your credit in 2 minutes

1

What is a credit score?

Click to reveal

Your credit score ranges from 300 to 850. Higher means more lender confidence. A score of 700+ opens the best doors.

2

How does utilization work?

Click to reveal

Use less than 30% of your available credit limit. With $1,000,000 in credit, keep your balance below $300,000.

3

What factors matter?

Click to reveal

Payment history 35% · Utilization 30% · Credit history length 15% · Credit mix 10% · Recent inquiries 10%.

300/ 850

Your next financial step starts today.

Join over 50,000 Colombians already building a better financial future with Crenti. Free, always.

See my financial profile →